Are you looking for an opportunity to work with one of India's fastest-growing financial technology companies? Razorpay, a leader in digital banking and payment solutions, is hiring for the role of Junior Analyst – Risk Management in Bangalore.
Founded in 2014 by Shashank Kumar and Harshil Mathur, Razorpay has grown into a full-stack financial services organization, transforming how businesses manage money. By addressing the complexities of payments, banking, and capital availability, Razorpay is a trusted partner for thousands of businesses across India.
About Razorpay
Razorpay’s mission is to create frictionless banking and payment experiences for businesses of all sizes. The company processes billions of dollars in payments annually and offers innovative services such as Razorpay X (business banking) and Razorpay Capital (capital availability solutions). These services help businesses simplify banking and secure much-needed funding to fuel their growth.
Role Overview: Junior Analyst – Risk Management
As a Junior Analyst, you will be at the forefront of ensuring secure and efficient transaction processing. Your role involves monitoring transactions, addressing risks, and collaborating with various teams to minimize potential losses.
Key Responsibilities
- Transaction Monitoring: Closely monitor transactions and merchants to detect and address potential risks or fraud immediately.
- Dispute Handling: Resolve transaction discrepancies and manage customer disputes effectively.
- Collaboration: Work with partner banks and Cybercell to handle chargebacks and disputes, ensuring timely recovery and reduced losses.
- Merchant Communication: Speak with merchants and customers to resolve queries and concerns.
- Process Improvement: Identify innovative solutions to minimize risks and provide suggestions for process enhancements.
Educational Qualifications
- Bachelor’s Degree: A degree in a relevant field is required.
Desired Skills and Attributes
Technical Proficiency:
- Familiarity with Microsoft Office Suite or equivalent programs.
- Knowledge of risk management software or data analysis tools such as SQL, R, or Python is an advantage.
- Experience with customer support applications or CRM tools is beneficial.
Analytical Abilities:
- Strong skills in gathering, interpreting, and analyzing data.
- Attention to detail for effective documentation and risk assessment.
Communication and Interpersonal Skills:
- Exceptional verbal and written communication.
- A friendly demeanor when addressing customer or merchant concerns via phone and email.
Problem-Solving and Innovation:
- Ability to proactively identify risk-related issues and implement practical solutions.
What Makes Razorpay Unique?
Working at Razorpay means being part of an innovative team that is reimagining financial services in India. Razorpay values inclusivity and diversity, ensuring equal employment opportunities regardless of gender, religion, nationality, or other protected characteristics.
Razorpay’s focus on empowering businesses with cutting-edge solutions makes it an exciting workplace for professionals passionate about technology and finance.
Why Join Razorpay as a Junior Analyst?
- Opportunity to work in a dynamic fintech environment.
- Engage with challenging projects that directly impact businesses across India.
- A chance to collaborate with industry leaders and contribute to innovative risk management strategies.
Be Part of Razorpay’s Mission
If you are a proactive individual with strong analytical and interpersonal skills, Razorpay offers the perfect platform to grow your career in risk management. Apply now and contribute to shaping the future of financial services in India.
Apply Link : Click Here
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